Better Loans Create Better Lives You’re more than a credit score. At LendingPoint, we provide access to money at fair rates by understanding your credit story today and helping you grow financially stronger tomorrow. How will you use your personal loan? What would you do with up to $25,000? Debt Consolidation Shift debt from a mixed bag of revolving credit and rates to one easy installment loan payment. Home Improvement Make necessary repairs, upgrades or create the kitchen of your dreams. Credit Card Refinancing See the light at the end of the tunnel with one monthly payment on a balance that only goes down. Plan a Vacation Make time for a much-needed getaway. The beach is calling your name. Medical Bills Get help with unexpected medical or dental bills and have peace of mind. Repair or Buy A Car Fix the one you still love or invest in a new set of wheels. Moving Expenses Pay for movers and your friends will begin to answer your calls again. Wedding Day Make your dream day a reality without a credit card. Home Appliances Upgrade your home. Buy new instead.